Spend what'sleft after saving.

SaveFirst is a money clarity app for mindful spending. Build a personal finance habit around saving first, covering what matters, and knowing what’s safe to spend every day.

Join waitlistSee how it works
Financial growth first
Know what’s safe to spend
Spend mindfully
Pre-Spend Check
Before you buy
See what a purchase does before you make it.
Hands-free
Voice entry
Log spending quickly without typing every detail.
Daily
Spend trends
See your spending rhythm with simple graphs.
Plan ahead
Goals and upcoming needs
Keep savings and upcoming needs in view before you spend.

The SaveFirst method

Most budgets fail because savings come last. We flip the order. Your future gets paid first. What's left is genuinely yours to spend, with no guilt and no spreadsheet.

Income · $3,200
1

Tell us what comes in

Add your income and recurring expenses. Set them once and they carry forward. No bank linking.

2

Save first, automatically

Set a savings target; a fixed dollar amount or a percent of income. It's allocated before anything else is spendable.

$2,847
3

Spend what's left, freely

Your spendable balance is the truth, everything else is taken care of. Buy the coffee. We did the math.

Built around one number.

Everything in SaveFirst points back to your spendable balance: what it is, what a purchase does to it, and where the rest of your money is going.

Spendable Balance

$0.00
spendable this month

One number, total clarity. Your real spendable balance, after savings and bills are already accounted for. No guessing whether a purchase is going to hurt later.

Income$2,800
−
Bills$1,450
−
Saved first$600
=
Spendable$750

Goals & Sinking Funds

Save for what matters most.An emergency fund, a trip, next term's tuition. Each goal gets its own bucket, funded automatically every month.

Emergency fund68%
$3,400 of $5,000
Japan, next spring41%
$1,230 of $3,000
Tuition22%
$1,100 of $5,000

Pre-Spend Check

A 3-second second opinion.Type in what you're about to buy. SaveFirst answers with what it does to your month, not just whether your balance clears.

Safe to spend
Yes, you're good.

That leaves $665 of your $750, about $22 a day for the rest of the month. Your savings stay untouched.

$85 of $750 spendable$665 left

Transactions

Logging that feels effortless. Add an expense in under five seconds. SaveFirst learns your patterns, flags the unusual ones, and never makes you re-enter the same coffee shop twice.

☕Bluestone LaneFood & Dining−$6.50
🚇MTA · SubwayTransport−$2.90
🎬NetflixLifestyle · Recurring−$15.49
Pricing

Free to start. Affordable to go deeper.

No trials, no dark patterns. Cancel from Settings anytime.

Free

The SaveFirst essentials, forever.

$0/ month
  • Spendable Balance & monthly snapshot
  • Unlimited transactions
  • One savings target & one emergency fund
  • 5 Pre-Spend Checks per month
  • CSV export
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Most popular

Pro

For when money has more moving parts.

$0.00/ month
  • Everything in Free
  • Unlimited Pre-Spend Checks & explanations
  • Unlimited goals & sinking funds
  • Voice entry & recurring auto-detection
  • Weekly recap & insight cards
  • Priority email support
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Frequently asked

Answers, before you ask.

Traditional budgeting saves whatever's left at the end of the month — which is usually nothing. SaveFirst flips that. We allocate your savings target as soon as income arrives, then show you the real, spendable balance underneath. You spend without guilt because the future is already taken care of.
Not in the current version. SaveFirst is local-first — your data lives on your iPhone, not on our servers. You can add transactions in seconds with voice or one-tap shortcuts, and we'll detect recurring charges automatically. Bank linking is planned for a future release, opt-in only.
It's deterministic, not vibes. We subtract the purchase from your spendable balance, project your remaining bills and savings target through the end of the cycle, and check against the minimum buffer you set. The recommendation always shows the math behind it — no black boxes.
Yes. SaveFirst stores your transactions, goals, and plan locally on your device by default. Optional iCloud backup is end-to-end encrypted. We don't sell data, we don't run ads, and we don't have a “growth” team. You can export everything as CSV at any time.
Android is on the roadmap. The current focus is making the iPhone experience as calm and trustworthy as possible. Join the waitlist to hear when Android opens for testing.
You're not in trouble. SaveFirst doesn't lecture you. We'll adjust the projection, suggest a smaller target if it's a pattern, and keep your goals on a realistic track. Life happens; the app is here to help you re-plan, not to score you.

Spend lighter. Save sooner.

Join the SaveFirst waitlist. We'll let you know when the iPhone app is ready.

Join waitlist