NewPre-Spend Check is live on iOS

Spend what'sleft after saving.

Save First is a calmer way to handle money. We move savings to the front of your month — then show you a spendable balance you can actually trust.

Download on theApp StoreSee how it works
Local-first & private
No bank linking required
Built for iPhone
0+
savers building the habit
and counting
$0.0M
moved to savings first
across the community
0.0
App Store rating
from 1,800+ reviews
0%
feel calmer about money
after 30 days
The Save-First method

Most budgets fail because savings come last.

We flip the order. Money for your future leaves the math first — what's left is genuinely yours to spend, with no guilt and no spreadsheet.

Income · $3,200
1

Tell us what comes in

Add your income and the bills you can't skip — rent, subscriptions, utilities. Two minutes, no bank linking.

2

Save first, automatically

Set a savings target — a fixed dollar amount or a percent of income. It's allocated before anything else is spendable.

$2,847
3

Spend what's left, freely

Your spendable balance is the truth — everything else is taken care of. Buy the coffee. We did the math.

Pricing

Free to start. Affordable to go deeper.

No trials, no dark patterns. Cancel from Settings anytime.

Free

The Save-First essentials, forever.

$0/ month
  • Spendable Balance & monthly snapshot
  • Unlimited transactions
  • One savings target & one emergency fund
  • 5 Pre-Spend Checks per month
  • CSV export
Most popular

Pro

For when money has more moving parts.

$0.00/ month
  • Everything in Free
  • Unlimited Pre-Spend Checks & explanations
  • Unlimited goals & sinking funds
  • Voice entry & recurring auto-detection
  • Weekly recap & insight cards
  • Priority email support
Frequently asked

Answers, before you ask.

Traditional budgeting saves whatever's left at the end of the month — which is usually nothing. Save First flips that. We allocate your savings target as soon as income arrives, then show you the real, spendable balance underneath. You spend without guilt because the future is already taken care of.
Not in the current version. Save First is local-first — your data lives on your iPhone, not on our servers. You can add transactions in seconds with voice or one-tap shortcuts, and we'll detect recurring charges automatically. Bank linking is planned for a future release, opt-in only.
It's deterministic, not vibes. We subtract the purchase from your spendable balance, project your remaining bills and savings target through the end of the cycle, and check against the minimum buffer you set. The recommendation always shows the math behind it — no black boxes.
Yes. Save First stores your transactions, goals, and plan locally on your device by default. Optional iCloud backup is end-to-end encrypted. We don't sell data, we don't run ads, and we don't have a “growth” team. You can export everything as CSV at any time.
Android is on the roadmap. The current focus is making the iPhone experience as calm and trustworthy as possible. Join the newsletter from the App Store listing to hear when Android opens for testing.
You're not in trouble. Save First doesn't lecture you. We'll adjust the projection, suggest a smaller target if it's a pattern, and keep your goals on a realistic track. Life happens; the app is here to help you re-plan, not to score you.

Spend lighter. Save sooner.

Save First is free on the App Store. Two minutes to set up, a lifetime less to worry about.

Download on theApp Store