Spend what'sleft after saving.
Save First is a calmer way to handle money. We move savings to the front of your month — then show you a spendable balance you can actually trust.
Most budgets fail because savings come last.
We flip the order. Money for your future leaves the math first — what's left is genuinely yours to spend, with no guilt and no spreadsheet.
Tell us what comes in
Add your income and the bills you can't skip — rent, subscriptions, utilities. Two minutes, no bank linking.
Save first, automatically
Set a savings target — a fixed dollar amount or a percent of income. It's allocated before anything else is spendable.
Spend what's left, freely
Your spendable balance is the truth — everything else is taken care of. Buy the coffee. We did the math.
Quiet tools that do the worrying for you.
One number, total clarity.
No more guessing whether you can afford something. Save First shows you a single, trustworthy figure — what's truly left after savings and essentials.
- Refreshed in real time as you spend
- Accounts for upcoming bills and pay cycles
- Visible on every screen — never hidden behind a tab
A 10-second second opinion.
Before you check out, type the amount. Save First tells you what happens to your month, with the math in plain language and no shame attached.
- Shows your balance after the purchase, instantly
- Flags risk to bills or your savings target
- Suggests a single action — approve, wait, reduce, or skip
Save for what matters, on your terms.
Build an emergency fund. Save for tuition, a trip, or a new lens. Each goal gets its own bucket and timeline — so you always know what your money is for.
- Priority goals stay funded automatically each month
- Sinking funds smooth out predictable big expenses
- Progress bars + projected finish dates, not vague vibes
Logging that doesn't feel like homework.
Add an expense in under five seconds. We learn your recurring charges, surface unusual ones, and never make you re-enter the same coffee shop twice.
- One-tap recurring detection (rent, subscriptions, utilities)
- Voice entry — say it, save it
- Search, filter, and re-categorize without breaking your month
Polished, calm, surprisingly fast.
Designed for iPhone first. Every screen earns its place.
Your real spendable balance.
Savings come out first. What's left is genuinely yours — no hidden bills, no guessing.
Should I buy this?
Type any amount. Get an honest answer in under 10 seconds, with the math in plain language.
Green light — or a better plan.
A clear verdict, your new balance, and one suggested action. No shame, no lecture.
Every goal, funded first.
Each target gets its own bucket and a projected finish date. Progress you can actually see.
Logging in five seconds flat.
Save First learns your recurring charges and never makes you re-enter the same coffee shop twice.
Set it once. It runs itself.
Choose a fixed amount or a percentage. The plan auto-allocates across every goal, every month.
Free to start. Affordable to go deeper.
No trials, no dark patterns. Cancel from Settings anytime.
Free
The Save-First essentials, forever.
- Spendable Balance & monthly snapshot
- Unlimited transactions
- One savings target & one emergency fund
- 5 Pre-Spend Checks per month
- CSV export
Pro
For when money has more moving parts.
- Everything in Free
- Unlimited Pre-Spend Checks & explanations
- Unlimited goals & sinking funds
- Voice entry & recurring auto-detection
- Weekly recap & insight cards
- Priority email support
Answers, before you ask.
Spend lighter. Save sooner.
Save First is free on the App Store. Two minutes to set up, a lifetime less to worry about.
Download on theApp Store